Indian Overseas Bank
Share Price Target & Analysis

NSE:IOB

35.25

VWAP

35.36

Open

35.39

Close

35.55

High

35.02

Low

42.8

52 Week High

35.14
-0.25 (-0.71%)

IOB

(FINANCIAL SERVICES)
34% Momentum

Turnaround Potential

31.2

52 Week Low

2.47

EPS

11.02

PE

1.87

PB

Standard
Quality

Bronze
Valuation

#Analysis

NSE: IOB Share Price Financial Analysis & Valuation

Indian Overseas Bank (IOB) is broadly categorized in FINANCIAL SERVICES segment industry which deals in Banks - Public Sector vertical. It is one of Large Cap company with Market Capitalization of Rs 39506 (in Cr). Total number of free float shares are 626.4 (in Lacs). Indian Overseas Bank is listed on NSE with Exchange ID - INE565A01014 and trading code is NSE:IOB with short name IOB.

Indian Overseas Bank is a government-owned enterprise which is categorized as Public Sector Undertaking (PSU) or a Public Sector Enterprise.

In the past 1 year, Indian Overseas Bank has declared an equity dividend of Rs 0 per share. At the current share price of IOB at Rs 35.14, this results in a dividend yield of 0 %.

As per the Fundamental Analysis of NSE:IOB, which uses revenues, earnings, future growth, financial ratios, return on equity, profit margins, and other data to determine IOB underlying value and future prospects. All of this data is available in IOB financial statements.

Quality of the Stock: As per the fundamental analysis of NSE:IOB, it is clearly understood that IOB is Standard performer in terms of earnings and profit margins with an EPS of 2.47. NSE:IOB book value per share as of today is 18.8. The current price to book ratio for IOB as of Apr 24, 2026 is 1.87.

Valuation of the Stock: The current valuation of IOB stock is like Bronze which means currently the stock is Reasonably Priced. Now, it's totally depends upon the risk appetite of an investor and risk-reward ratio of IOB whether to BUY this stock at current valuation. The delivery percentage of IOB is 40.19% is very crucial parameter which shows that 40.19% investors are anticipating that the price of IOB share should go up with VWAP at 35.25.

Now, the main question is whether to BUY or SELL, NSE:IOB at current valuation.
As per latest Analysis No. #15934:-

STRONG BUY IOB if All Greens

BUY IOB (at Lower Levels) if any 2 Greens

NEUTRAL or HOLD IOB (With Stop Loss) if only 1 Green

SELL IOB if NO Green Indicator

NSE: IOB Share Price Today (Apr 24, 2026)

(Indian Overseas Bank Daily Analysis on the basis of IOB Intraday Graph & Trend)

Indian Overseas Bank share price moved Down by -0.71% from its previous close of Rs 35.39. IOB stock last traded price is 35.14. IOB share price trend is Down with a total of 4282200 stocks traded till now. It has touched an intraday high of Rs 35.55 and an intraday low of Rs 35.02. The IOB trading at 35.14, Down by Rs. -0.25, or -0.71 percent which suggests that most of the Traders are anticipating that the price of IOB share should go Down.

NSE: IOB Share Price Tomorrow Prediction

(Indian Overseas Bank Share Price Prediction for Tomorrow & future forecast is based on Current Trend of IOB)

Indian Overseas Bank share price moved Down by -0.71%. IOB share price short term trend is Down. It suggests that IOB Share Price for Tomorrow remains the same with VWAP at 35.25 will be treated as stop loss for intraday traders. Indian Overseas Bank Long term investors can follow the IOB long term trend as mentiond in future forecast table.

NSE Code

NSE: IOB

IOB Share Price Today

35.14

IOB Share Price Target Prediction for 2026 ^

32.7 - 39.2

IOB Share Price Target Prediction for 2027*^

39.2 - 45.8

IOB Share Price Target Prediction for 2028*^

45.8 - 49

IOB Share Price Target Prediction for 2029*^

51

IOB Share Price Target Prediction for 2030*^

53

IOB Share Price Target Prediction for 2035*^

58
IOB Current Book Value 2025
18.7

*Indian Overseas Bank Short Term & Long Term share price target is based on current financial year earings of the company.

^IOB share price target prediction for 2025 2026 2027 to 2030 is based on current market scenario, future forecast & growth assumptions, they might change subject to market sentiments.

IOB Technical Analysis

Candlestick Pattern: @38.89

IOB Moving Averages

BUY (3) NEUTRAL (0) SELL (11)
MA Simple Action S1 Expo Action E2
MA_5 39.34 SELL 39.25 SELL
MA_12 39.21 SELL 39.14 SELL
MA_20 38.55 BUY 39 SELL
MA_32 38.97 SELL 38.88 BUY
MA_50 38.4 BUY 39.05 SELL
MA_100 39.05 SELL 40.46 SELL
MA_200 46.37 SELL 44.74 SELL

IOB Trend Oscillators

BUY (2) NEUTRAL (1) SELL (1)
Trend Oscillators Value Action
Bollinger Bands 38.55 Uptrend
MACD 0.04 BUY
ADX 11.62 NO or Weak Trend
DMI (+/-) 19.84 / 20.65 Downtrend

IOB Momentum Oscillators

BUY (4) NEUTRAL (4) SELL (4)
Momentum Oscillators Value Action
RSI 49.87 Neutral
STOCHASTIC_K (Fast) 10.94 Oversold
STOCHASTIC_D (Slow) 16.18 Oversold
CCI -9.43 Neutral
PSAR 37.77 BUY
TRUE RANGE 0.82 BUY
ATR 1.08 BUY
WILLIAMS R -56.35 Neutral
TRIX 0 Neutral
STOCHASTIC RSI K 0 Oversold
STOCHASTIC RSI D 6.04 Oversold
MOMENTUM 0.35 BUY

IOB Last 1 Year Trend

Duration Value
1 Year -39.74%
3 Months 11.66%
1 Month 0.91%
1 Week -2.65%

IOB Technical Analysis Summary

Updated on 2025-07-11
Action Overall (%)
BUY 30%
NEUTRAL / HOLD 17%
SELL 53%

Most popular Questions & Answers about IOB


Indian Overseas Bank stock last traded price is 35.14. IOB share price moved Down by -0.71% from its previous close of Rs 35.39.

Indian Overseas Bank share price trend is Down with a total of 4282200 stocks traded till now. It has touched an intraday high of Rs 43.228 and an intraday low of Rs 35.02. The IOB trading at 35.14, Down by Rs. -0.25, or -0.71 percent which suggests that most of the Traders are anticipating that the price of IOB share should go Down and the Stop Loss will be around 35.25.

The market cap of Indian Overseas Bank is ₹39506 (in Cr) as of Apr 23, 2026.

The current price to earning ratio for Indian Overseas Bank as of Apr 23, 2026 is 11.02.

The current price to book ratio for Indian Overseas Bank as of Apr 23, 2026 is 1.87.

The highest price of Indian Overseas Bank stock is ₹42.8 in the last 52-week.

The lowest price of Indian Overseas Bank stock is ₹31.2 in the last 52-week.

Indian Overseas Bank share trading at ₹35.14, Down by Rs. -0.25, or -0.71 percent which suggests that most of the traders are anticipating that the price of IOB share should go Down.

In 2025, Stock price target for Indian Overseas Bank (IOB) are ₹32.7 on downside and ₹39.2 on upside. Indian Overseas Bank share price target is based on current financial year earings of the company.

In 2026, Stock price target for Indian Overseas Bank (IOB) are ₹39.2 on downside and ₹45.8 on upside. Indian Overseas Bank share price target is based on forecasted future earnings of the company.

In 2027, Stock price target for Indian Overseas Bank (IOB) are ₹45.8 on downside and ₹49 on upside. Indian Overseas Bank share price target is based on Discounted Cash Flow (DCF) method uses the projected future cash flows of the business.

In next five years, Stock price target for Indian Overseas Bank (IOB) will be around ₹53 Indian Overseas Bank share price target is based on market scenario & growth assumptions, they might change subject to market sentiments and forecasted future earnings of IOB.

The price of Indian Overseas Bank (IOB) shares moved by -0.71%. The short-term trend for IOB share price is Down. It implies that the share price of IOB will stay the same tomorrow and that intraday traders should treat VWAP at 35.25 as a stop loss. Investors with a long-term outlook can track IOB long-term trajectory, which is indicated in the future forecast table.

Estimated DCF Value of IOB stock is 29.6. Compared to the current market price of 35.14 INR, the IOB stock is Overvalued by 15.8%.

As per the fundamental analysis of Indian Overseas Bank (IOB), it is of Standard quality in terms of earnings and profit margins with an EPS of 2.47. Indian Overseas Bank book value per share as of today is 18.8. The current price to book ratio for IOB as of Apr 24, 2026 is 1.87.


NSE:IOB News & Other Useful Information about IOB Share Price


Peer Comparison of NSE: IOB

The Peers list includes companies operating in the same industry and having comparable market cap.

Sector: Banks - Public Sector

Company Price EPS BV
SBIN 1094.25 85.57 584.02
BANKBARODA 276.34 37.62 294.02
PNB 112.71 14.14 122.6
CANBK 140.87 21.7 125.07
IOB 35.14 2.47 18.8
UNIONBANK 179.71 24.06 165.34
BANKINDIA 150.86 22.27 185.7
CENTRALBK 36.14 5.17 43.41
INDIANB 914.95 89.15 581.69
UCOBANK 26.62 2.09 26.48
Updated at: 23 Apr 2026 15:41

Feel free to contact us, in case of any queries.

SITEMAP 54
Disclaimer: Published information or data available on the Website may not be current or up to date and also any information or data available on this website may contain inaccuracies and/or typographical errors. Kindly refer any reliable source for its accuracy. If you select any of these stocks for your trades, you do so at your own risk.

Stocks to Watch Today


ADANIENT 2300.00 39.20 (1.73%) | ADANIGREEN 1214.15 15.20 (1.27%) | ADANIPORTS 1602.90 14.30 (0.9%) | ADANITRANS 988.50 0.35 (0.04%) | AMBUJACEM 450.40 -10.50 (-2.28%) | APOLLOHOSP 7781.00 119.00 (1.55%) | ASIANPAINT 2521.40 -41.50 (-1.62%) | ATGL 621.70 -7.40 (-1.18%) | AUROPHARMA 1435.40 14.20 (1%) | AXISBANK 1369.60 -10.00 (-0.72%) | BAJAJ-AUTO 9550.50 -51.50 (-0.54%) | BAJAJFINSV 1792.60 -50.30 (-2.73%) | BAJFINANCE 918.35 -16.40 (-1.75%) | BALKRISIND 2265.40 -44.30 (-1.92%) | BANDHANBNK 173.90 -2.62 (-1.48%) | BANKBARODA 276.34 -6.43 (-2.27%) | BEL 449.95 1.25 (0.28%) | BERGEPAINT 468.65 -9.60 (-2.01%) | BHARTIARTL 1841.20 12.20 (0.67%) | BIOCON 358.00 0.20 (0.06%) | BOSCHLTD 37380.00 -505.00 (-1.33%) | BPCL 309.80 -4.60 (-1.46%) | BRITANNIA 5671.50 -58.00 (-1.01%) | CADILAHC 905.25 2.35 (0.26%) | CIPLA 1305.90 69.60 (5.63%) | COALINDIA 450.65 6.50 (1.46%) | COLPAL 2150.20 31.90 (1.51%) | DABUR 460.00 0.00 (0%) | DIVISLAB 6378.50 93.00 (1.48%) | DLF 592.80 -17.85 (-2.92%) | DMART 4521.20 -73.60 (-1.6%) | DRREDDY 1331.00 114.00 (9.37%) | EICHERMOT 7092.50 -137.50 (-1.9%) | GAIL 164.96 -1.16 (-0.7%) | GLAND 1795.40 -5.20 (-0.29%) | GODREJCP 1142.95 3.40 (0.3%) | GRASIM 2735.00 -41.60 (-1.5%) | GUJGASLTD 386.00 3.15 (0.82%) | HAVELLS 1260.30 -88.40 (-6.55%) | HCLTECH 1277.60 -7.70 (-0.6%) | HDFC 2724.30 0.00 (0%) | HDFCAMC 2708.20 -58.20 (-2.1%) | HDFCBANK 784.35 -15.55 (-1.94%) | HDFCLIFE 598.65 -5.40 (-0.89%) | HEROMOTOCO 5032.00 -157.00 (-3.03%) | HINDALCO 1041.35 1.45 (0.14%) | HINDUNILVR 2366.40 -2.40 (-0.1%) | HINDZINC 592.10 -12.65 (-2.09%) | ICICIBANK 1348.00 -19.60 (-1.43%) | ICICIGI 1809.90 -19.10 (-1.04%) | ICICIPRULI 535.30 -4.75 (-0.88%) | INDIGO 4556.00 -84.90 (-1.83%) | INDUSINDBK 860.35 -9.75 (-1.12%) | INDUSTOWER 404.70 -3.45 (-0.85%) | INFY 1240.60 -28.00 (-2.21%) | IOB 35.14 -0.25 (-0.71%) | IOC 145.48 -1.88 (-1.28%) | ITC 305.30 -0.20 (-0.07%) | JSWSTEEL 1257.00 -6.40 (-0.51%) | KOTAKBANK 370.40 -6.45 (-1.71%) | LT 4054.10 33.00 (0.82%) | LTI 5706.50 -337.50 (-5.58%) | LUPIN 2341.40 33.50 (1.45%) | M&M 3047.70 -102.00 (-3.24%) | MARICO 778.90 6.40 (0.83%) | MARUTI 13160.00 -177.00 (-1.33%) | MCDOWELL-N 1358.10 -8.00 (-0.59%) | MOTHERSUMI 121.00 -1.62 (-1.32%) | MUTHOOTFIN 3561.40 -25.50 (-0.71%) | NAUKRI 1018.05 -34.65 (-3.29%) | NESTLEIND 1410.50 14.70 (1.05%) | NMDC 87.31 -1.28 (-1.44%) | NTPC 402.25 -3.15 (-0.78%) | ONGC 286.25 2.60 (0.92%) | PEL 1124.20 0.00 (0%) | PIDILITIND 1402.10 -16.90 (-1.19%) | PIIND 3069.60 12.30 (0.4%) | PNB 112.71 -1.96 (-1.71%) | POWERGRID 319.15 -0.60 (-0.19%) | RELIANCE 1343.40 -18.70 (-1.37%) | SAIL 176.45 0.22 (0.12%) | SBICARD 680.55 -5.65 (-0.82%) | SBILIFE 1828.10 -56.70 (-3.01%) | SBIN 1094.25 -9.05 (-0.82%) | SHREECEM 25470.00 -265.00 (-1.03%) | SIEMENS 3864.40 20.10 (0.52%) | SRF 2542.40 49.60 (1.99%) | SUNPHARMA 1680.10 10.30 (0.62%) | TATACONSUM 1184.40 5.80 (0.49%) | TATAMOTORS 375.45 3.40 (0.91%) | TATAMTRDVR 768.65 33.35 (4.54%) | TATASTEEL 210.91 -2.12 (-1%) | TCS 2521.80 -16.70 (-0.66%) | TECHM 1421.50 -41.10 (-2.81%) | TITAN 4456.50 1.90 (0.04%) | TORNTPHARM 4147.20 62.60 (1.53%) | ULTRACEMCO 12167.00 -26.00 (-0.21%) | UPL 642.05 -11.80 (-1.8%) | VEDL 735.60 -21.40 (-2.83%) | WIPRO 202.76 -1.24 (-0.61%) |